Privacy Statement and Terms of Use

Privacy Statement 

SUMMARY.  (the "Site") is brought to you by (RunTheNumbers Financial Economic Consultants," "we," "us," or "our"). This privacy statement (the "Privacy Statement") is intended to inform you of our policies and practices regarding the collection, use and disclosure of information that you provide to us when you visit this Site. Please note that this Privacy Statement does not apply to information collected from you through other means, although such information may be covered by other RunTheNumbers policies. This Privacy Statement is subject to occasional revision, and changes will be posted on this page. You are urged to return to check the Privacy Statement for the latest updates prior to submitting any Personal Information through the Site.  

INFORMATION WE COLLECT. RunTheNumbers collects and uses Personal Information as described in this Privacy Statement. "Personal Information" is information about you that is personally identifiable to you like your name, business address, telephone number, e-mail address, the name of your employer or the organization that you represent, and your business title. By accessing our Site and/or submitting Personal Information through the Site, you agree to the terms of this Privacy Statement and you expressly consent to the processing of your Personal Information per this Privacy Statement.   

1. HOW PERSONAL INFORMATION IS COLLECTED. When you communicate with us via our Site, we collect your Personal Information only if you provide it to us voluntarily. Portions of the Site may allow you to provide RunTheNumbers with Personal Information to contact us.
2. USE OF PERSONAL INFORMATION.  The Personal Information we gather from you may be used to provide you  with information and materials about our products and services. RunTheNumbers does not collect or maintain Personal Information for resale purposes, or share Personal Information with any other company or organization except as specifically disclosed herein.
3. DISCLOSING  PERSONAL INFORMATION TO COMPLY WITH LAWS AND SIMILAR DISCLOSURE. We reserve the right to access, use, preserve, or disclose your Personal Information  when we have a good faith belief that access, use, preservation, or  disclosure of such information is reasonably necessary to (1) satisfy any applicable law or regulation, (2) respond to claims and/or to comply with  a judicial proceeding, court order, or legal process served on us, (3) to protect and defend our rights or property, and/or the rights or property of the visitors/users of our Site, or third parties, as permitted by law, (4) detect, prevent, or otherwise address fraud, security or technical issues, or (5) enforce our Terms of Use.
4. SHARING YOUR  PERSONAL INFORMATION. 
   1. Information we collect. We collect personal information that you voluntarily provide to us, but we do not sell, rent, or disclose your personal information to third parties without your consent, except as necessary to provide requested services or as required by law.
   2. Subsidiaries and Affiliates. We may share your Personal Information with our subsidiaries or affiliated companies.
   3. Service Providers.  We may share your Personal Information with certain third-party companies  that we hire to perform services on our behalf, such as, but not limited  to hosting or operating the Site and related software applications sending and managing email, analyzing data, and providing search results.
   4. Business Transitions.  We may share Personal Information if all or part of RunTheNumbers is sold, merged, dissolved, acquired, or in a similar transaction.
5. INFORMATION WE TRACK. 
   1. Cookies. Like many  websites, we also use "cookie" technology to collect  additional website usage data and to improve the Site and our services.  A cookie is a small data file that we transfer to your computers harddisk. We do not use cookies to collect Personal Information. Most Internet browsers automatically accept cookies. You can instruct your browser, by editing its options, to stop accepting cookies or to prompt you before accepting a cookie from the websites you visit. 
   2. Log Data. When you visit the Site, our servers automatically record information that your  browser sends whenever you visit a website ("Log Data"). This  Log Data may include information such as your IP address, browser type  or the domain from which you are visiting, the web-pages you visit, the  search terms you use, and any advertisements on which you click. For  most users accessing the Internet from an Internet service provider the  IP address will be different every time you log on. We use Log Data to  monitor the use of the Site and for the Sites technical administration. We do not associate your IP address with any other personally  identifiable information to identify you personally, except in the  circumstances described in section 4.
   3. Do Not Track. Some browsers have incorporated Do Not Track features. Most of these features, when turned on, send a signal or preference to the web sites you visit indicating that you do not wish to be tracked. Because there is not yet  a common understanding of how to interpret the Do Not Track signal, w do not currently respond to browser Do Not Track signals on the Site.
6. ANONYMOUS INFORMATION.   "Anonymous Information" means information that is not associated with or linked to your Personal Information and does not permit the identification of individual persons. RunTheNumbers may create  Anonymous Information records from Personal Information by excluding information (such as your name) that make the information personally identifiable to you. We may use this Anonymous Information for any purpose, in our discretion. Any information requested for use of any of   the tools or other Content (as defined in the Terms of Use) on the Site  is not shared with any third parties but may be used by RunTheNumbers to  administer the Site (including the tools or Content), diagnose problems,  generate usage reports, and send you information and respond to inquiries  and other requests.
7. OTHER WEBSITES.  The provision of links to other web sites on the Site is for your convenience and does not signify our endorsement of such other web sites or  their content. RunTheNumbers has no control over, does not review, and is not responsible or liable for these third-party web sites or their  content. Please be aware that the terms of this Privacy Statement do not  apply to these third-party web sites.
8. SECURITY. While we are committed to protecting the Personal Information we receive from you and  use reasonable measures to maintain the security of such information, no company, including us, can fully eliminate security risks associated with the transmission of information through online transactions, and you do so at your own risk. We are not liable for any loss, misuse or alteration of information on the Site by any third party.
9. NOTICE TO VISITORS FROM OUTSIDE OF THE UNITED STATES.  Any information you provide via the Site, including any Personal Information, will be transferred to and processed by a computer server located within  the United States.

Terms of Use 

COPYRIGHT 2024 RunTheNumbers, ALL RIGHTS RESERVED.
Last Updated on September 15th, 2024 

YOUR ACCEPTANCE OF THE USER AGREEMENT. 

The website www.runthenumbers.biz is brought to you by RunTheNumbers Financial Economic Analysis. This Agreement (as defined below) sets forth the terms and conditions which govern your use of the Site and of the Content (as defined below) made available on or through the Site. 

PLEASE READ THESE TERMS AND CONDITIONS OF USE (TERMS OF USE) CAREFULLY BEFORE ACCESSING AND USING THE SITE AS THEY CONSTITUTE A LEGALLY BINDING CONTRACT BETWEEN YOU AND RUNTHENUMBERS AND GOVERN YOUR ACCESS TO AND USE OF THE SITE. BY ACCESSING OR USING THE SITE IN ANY MANNER, YOU INDICATE YOUR UNCONDITIONAL ACCEPTANCE OF (1) THESE TERMS OF USE, (2) OUR PRIVACY STATEMENT AND (3) ANY OTHER LEGAL NOTICES, CONDITIONS, OR GUIDELINES LOCATED ON THE SITE (COLLECTIVELLY, THE AGREEMENT. WE RESERVE THE RIGHT, IN OUR SOLE DISCRETION, TO UPDATE OR REVISE THESE TERMS OF USE FROM TIME TO TIME. YOUR CONTINUED USE OF THE SITE FOLLOWING THE POSTING OR NOTICE OF ANY CHANGES TO THIS AGREEMENT WILL INDICATE YOUR ACCEPTANCE OF THOSE CHANGES.   

CONTENT MADE AVAILABLE ON OR THROUGH THE SITE AND YOUR USE OF CONTENT. 

1. DESCRIPTION OF CONTENT. The Site contains a wide variety of Content (defined below), whether (1) proprietary to RunTheNumbers or (2) proprietary to third parties. Content includes, but is not limited to text, data, files, images, documents, white papers, templates, studies, business methods, tools, methodologies, processes, techniques, solutions or construction frames, analytical frameworks, know-how, slides, presentations , abstracts,  summaries, software, scripts, layout, design, function, look and feel, graphics, audio, videos, audiovisual combinations, interactive features and any other materials that you may view or access through the Site. Content is made available for general informational purposes only and  should not be considered to be specific professional advice.
2. PROPRIETARY RIGHTS. You acknowledge and agree that all Content, whether publicly posted or privately transmitted, as well as all derivative works thereof, are owned by RunTheNumbers or other parties that have licensed their material to RunTheNumbers, and are protected by copyright, trademark, and other intellectual property laws. Except as specifically permitted  in this Agreement, Content may not be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, including by  e-mail or other electronic means, without the prior consent of RunTheNumbers  or such third-party that owns the Content. Nothing contained in this Agreement shall be construed as granting any license or right to any intellectual property right without the express written grant from RunTheNumbers  or such third-party that may own the intellectual property right. All rights not expressly granted herein by RunTheNumbers and/or its licensors to you are reserved by RunTheNumbers and/or its licensors
3. RESTRICTIONS YOUR USE OF CONTENT. You may access and use Content solely for your information, as permitted under this Agreement. Any modification of the Content, use of the Content on any web site, or use  of the Content for any purpose other than as specifically permitted  herein, without the prior consent of RunTheNumbers or its licensors, as  applicable, is a violation of the copyright, trademark, and other proprietary rights in the Content and is expressly prohibited. You agree not to circumvent, disable or otherwise interfere with security-related features of the Site that prevent or restrict the use or copying of any Content and not to alter, remove, or falsify any attributions or other proprietary designations of origin or source of any Content appearing on the Site. You agree that all copies shall retain all copyright, other proprietary notices, and disclaimers contained on the original Content.
4. RESTRICTIONS ON YOUR USE OF THE SITE. You agree that you shall not(and you agree not to allow any third party to): (i) access or use the site in an unlawful way or for an unlawful or illegitimate purpose or in any manner that contravenes this Agreement; (ii) attempt to disrupt the operation of the Site through use of methods such as viruses, Trojan horses, worms, time bombs, denial of service attacks, flooding or  spamming; (iii) impersonate any person or entity, or falsely state otherwise misrepresent your affiliation with a person or entity; or (iv) use any robot, spider, site search/retrieval application, or other device to access, retrieve, screen scrape, screen surf or employ any other data scraping method, or index any portion of the Site/Content for any purpose. Systematic retrieval of data or other content from the Site to  create or compile, directly or indirectly, a collection, compilation, database or directory without our prior written permission is prohibited.
5. TRADEMARKS/SERVICE  MARKS. All RunTheNumbers trade and service names are trademarks of RunTheNumbers.   All other brands and trade names are the property of their respective owners. Nothing contained in this Agreement should be construed as  granting any license or right to use any trademark or trade name  displayed on the Site without the express written permission of RunTheNumbers or such third-party that may own the trademark or trade name.
6. TERMINATION/EXCLUSION. We reserve the right, in our sole discretion, to revoke, terminate or suspend any privileges associated with accessing our Site for any reason or for reason whatsoever, including improper use of the Site/Content or failure to comply with this Agreement and to take any other action we deem appropriate. You agree that RunTheNumbers shall not be liable to you or any third  party for any termination of your access to the Site/Content.
7. TOOLS  and  SOFTWARE. As permitted, if you download, install or use any tools or software from the Site, you further agree to the license terms that accompany or are  provided with such tool or software.
8. COMMENTS. As a visitor to the Site, you may submit questions, comments, suggestions, ideas, or feedback via the Site or email (collectively, Comments) and you hereby acknowledge and agree that Comments are not confidential and you hereby grant to RunTheNumbers a worldwide, perpetual, irrevocable, royalty-free license to reproduce, display, perform, distribute, publish, modify, edit  or otherwise use such Comments as it deems appropriate, for any and all purpose, in its sole discretion.
9. OTHER WEBSITES. The provision of links to other web sites on the Site is for your convenience and does not signify our endorsement of such other web sites or their content. RunTheNumbers  has no control over, does not review, and is not responsible or liable for these third-party web sites or their content. You agree that RunTheNumbers  shall not be responsible for any loss or damage of any sort incurred as a result of any such links or as the result of the presence of such links  on our Site.
10. DISCLAIMER OF  WARRANTY.YOU ACKNOWLEDGE AND AGREE THAT ANY CONTENT MADE AVAILABLE VIA THE SITE IS  NOT INTENDED AS A SUBSTITUTE FOR, THE KNOWLEDGE, EXPERTISE, SKILL AND  JUDGMENT OF PROFESSIONALS IN MAKING DECISIONS. RUNTHENUMBERS AND ITS  LICENSORS HEREBY DISCLAIM ALL RESPONSIBILITY FOR THE USE OR MISUSE OF THE SITE AND THE CONTENT THEREON. ACCESS TO THE SITE AND CONTENT CONTAINED  THEREIN IS PROVIDED AS IS AND AS AVAILABLE WITHOUT ANY WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, RUNTHENUMBERS DISCLAIMS ALL WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY IMPLIED  WARRANTIES OF MERCHANTIBILITY, FITNESS FOR A PARTICULAR PURPOSE,  NONINFRINGEMENT, THE ACCURACY OR COMPLETENESS OF ANY INFORMATION, OR THE  ABSENCE OF LATENT OR OTHER DEFECTS, WHETHER OR NOT DISCOVERABLE. RUNTHENUMBERS  DOES NOT WARRANT THAT THE SITE WILL BE ERROR-FREE OR BE PROVIDED (OR BE  AVAILABLE) WITHOUT INTERRUPTION. RUNTHENUMBERS DISCLAIMS LIABILITY  RESULTING FROM THE ACTIONS OF ANY SITE USER OR ANY THIRD-PARTY ACTIONS OR SUCH PARTY(S) FAILURES TO ACT. NEITHER RUNTHENUMBERS NOR ANY THIRD-PARTY PROVIDERS, PARTNERS OR AFFILIATES WARRANT THAT THIS SITE, ITS SERVERS OR ANY E-MAIL SENT FROM RUNTHENUMBERS OR ANY THIRD-PARTY PROVIDERS, PARTNERS OR AFFILIATES ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
11. LIMITATION OF LIABILITY. IN NO EVENT WILL RUNTHENUMBERS BE LIABLE (WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE, PRODUCT LIABILITY OR OTHER THEORY, WARRANTY, OR  OTHERWISE) TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, SPECIAL, INDIREC INCIDENTAL, PUNITIVE, EXEMPLARY OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY DAMAGES ARISING FROM LOSS OF USE OR LOST BUSINESS, REVENUE, PROFITS, INCOME, DATA OR GOODWILL) ARISING OUT OF OR  IN CONNECTION WITH YOUR USE OF THE SITE, EVEN IF RUNTHENUMBERS HAS BEEN  ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU HEREBY WAIVE THE PROVISIONS OF ANY STATE OR LOCAL LAW LIMITING OR PROHIBITING A GENERAL RELEASE.
12. INDEMNIFICATION. Without limiting  the generality or effect of other provisions of this Agreement, as a condition of use of the Site, you agree to indemnify, hold harmless, and defend RunTheNumbers, and its parents, subsidiaries, affiliates, licensors, suppliers and their officers, directors, affiliates, subcontractors, agents and employees (collectively, Indemnified Parties  and each, individually, an Indemnified Party) against all costs,  expenses, liabilities and damages (including reasonable attorneys fees)  incurred by any Indemnified Party in connection with any third party  claims arising out of: (i) your use or misuse of the Site or any information or data derived therefrom; (ii) your failure to comply with any applicable laws and regulations; and (iii) your breach of any of your obligations set forth in this Agreement. You shall not settle any such claim without the written consent of the applicable Indemnified Party.
13. MISCELLANEOUS. This Agreement shall be governed by the laws of the State of Florida without regard to  it rules on conflicts or choice of law. You hereby consent to the  exclusive jurisdiction of the courts of the State of Florida for the resolution of any dispute based upon or relating to this Agreement. The Parties hereby irrevocably waive any and all rights to trial by jury in  any legal proceeding arising out of or relating to this Agreement. This Agreement constitutes the sole agreement between you and RunTheNumbers  relating to your use and our provision of the Site and the subject matter hereof. Any of the terms of this Agreement which are determined to  invalid or unenforceable shall be ineffective to the extent of such invalidity or unenforceability, without rendering invalid or  unenforceable any of the remaining terms of this Agreement or affecting the validity or enforceability of the Agreement as a whole. Failure to  insist on performance of any of the terms of the Agreement will not operate as a waiver of any subsequent default. No waiver by RunTheNumbers of any right under this Agreement will be deemed to be either a waiver of any other right or provision or a waiver of that same right or provision  at any other time. You may not assign, transfer or delegate your rights  or obligations hereunder, in whole or in part. This Agreement shall be binding upon and inure to the benefit of each of the parties and the parties respective successors and permitted assigns.